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Mint Health Fund

A Smarter Way to Manage Employee Healthcare

MINT Health Fund is a revolutionary digitized staff medical scheme designed to help employers provide affordable outpatient, dental, and optical benefits to their employees. Built on technology, transparency, and efficient fund management, MINT delivers a seamless healthcare experience while enabling employers to control costs, reduce fraud, and monitor utilization in real time. MINT is a Medical Insurance Provider (MIP) regulated by the Insurance Regulatory Authority (IRA).

Key Features

Digitized & Biometric Access

Members receive biometric smart cards or virtual access for secure identification at hospitals, clinics, pharmacies, and specialist providers nationwide.

Fast Provider Payments

We guarantee provider settlement within one (1) week, improving provider relationships and service delivery standards.

Real-Time Fund Visibility

Employers have full visibility of fund utilization, helping them track medical expenses and make data-driven decisions.

Nationwide Provider Network

Trusted by thousands of hospitals since 1993, MINT has recruited Main Hospitals, Private Clinics, Pharmacies, and Specialist Doctors. Members can access care anytime, anywhere in Kenya.

Refund of Unutilized Funds

Unused funds at the end of the year are refundable or can be carried forward (subject to agreement). Deposits are invested, earning income to grow the scheme base.

Target Audience

Mint is ideal for:

SMEs seeking affordable structured medical benefitsCorporates looking for cost control and utilization visibilityOrganizations seeking customized outpatient-focused solutionsEmployers supporting Universal Health Coverage goals

Value Proposition

Membership & Scheme Administration

  • Member registration and dependent management
  • Membership Management Online (MMOL) portal
  • Scheme rule advisory and budget planning
  • Claims vetting and validation

Cost Control & Transparency

  • Custom benefit limits
  • Defined exclusions (if applicable)
  • Fraud detection and bill verification
  • Monthly and quarterly utilization reports

Data-Driven Fund Management

  • We rely on hard data analytics to guide fund performance, utilization trends, and benefit optimization.

Wellness and Engagement Programs

MINT is a wellness-driven product focused on improving employee wellbeing through:

Quarterly health talks
Monthly health e-shots
Drug delivery program (subsidized chronic medication delivery)
Gym loyalty reward programs
Staff incentive programs for effective utilization
Chronic disease & lifestyle management programs

Technological Advancements

Mint prides in:

Biometric Smart Card Technology
Electronic Claims Submission
Secure fraud monitoring systems
Virtual Access & Alerts
Instant Validation & Payment

Sharia Care

Your Trusted Health Savings Wallet

ShariaCare is a Sharia-compliant health wallet developed under the MINT product line. Designed for flexibility and ethical financial management, ShariaCare allows members to:

Fund their wallet through Sharia-compliant partner banks
Access hospitals, specialists, labs, and pharmacies without financial stress
Contribute flexibly at their convenience
Maintain full control over healthcare financing

Mint Awards

Quality Healthcare Kenya Awards

1st Runners Up - Award of Excellence in Response to Covid-19

2021

2nd Runners Up in the use of Information Technology to improve patient care

2019

1st Runners Up Healthcare Financing Innovation Award Category

2019

2nd Runners Up in the use of Information Technology to improve patient care

2019

2nd Runners Up in the use of Information Technology to improve patient care

2019