Mint Health Fund
A Smarter Way to Manage Employee Healthcare
MINT Health Fund is a revolutionary digitized staff medical scheme designed to help employers provide affordable outpatient, dental, and optical benefits to their employees. Built on technology, transparency, and efficient fund management, MINT delivers a seamless healthcare experience while enabling employers to control costs, reduce fraud, and monitor utilization in real time. MINT is a Medical Insurance Provider (MIP) regulated by the Insurance Regulatory Authority (IRA).
Key Features
Digitized & Biometric Access
Members receive biometric smart cards or virtual access for secure identification at hospitals, clinics, pharmacies, and specialist providers nationwide.
Fast Provider Payments
We guarantee provider settlement within one (1) week, improving provider relationships and service delivery standards.
Real-Time Fund Visibility
Employers have full visibility of fund utilization, helping them track medical expenses and make data-driven decisions.
Nationwide Provider Network
Trusted by thousands of hospitals since 1993, MINT has recruited Main Hospitals, Private Clinics, Pharmacies, and Specialist Doctors. Members can access care anytime, anywhere in Kenya.
Refund of Unutilized Funds
Unused funds at the end of the year are refundable or can be carried forward (subject to agreement). Deposits are invested, earning income to grow the scheme base.
Target Audience
Mint is ideal for:
Value Proposition
Membership & Scheme Administration
Member registration and dependent management. Membership Management Online (MMOL) portal. Scheme rule advisory and budget planning. Claims vetting and validation.
Cost Control & Transparency
Custom benefit limits. Defined exclusions (if applicable). Fraud detection and bill verification. Monthly and quarterly utilization reports.
Data-Driven Fund Management
We rely on hard data analytics to guide fund performance, utilization trends, and benefit optimization.
Wellness and Engagement Programs
MINT is a wellness-driven product focused on improving employee wellbeing through:
Technological Advancements
Mint prides in:
Production Innovation under Mint
Sharia Care
Your Trusted Health Savings Wallet
ShariaCare is a Sharia-compliant health wallet developed under the MINT product line. Designed for flexibility and ethical financial management, ShariaCare allows members to:
- •Fund their wallet through Sharia-compliant partner banks
- •Access hospitals, specialists, labs, and pharmacies without financial stress
- •Contribute flexibly at their convenience
- •Maintain full control over healthcare financing
