Acceptance of Terms
By accessing or using the Kenbright Holdings Limited (“Kenbright”, “we”, “us” or “our”) website at kenbright.co.ke, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you should not use our website or services.
These Terms constitute a legally binding agreement between you and Kenbright Holdings Limited, a company incorporated under the laws of the Republic of Kenya with its registered office at ACK Garden House, Ground Floor, 1st Ngong Avenue, Nairobi, Kenya.
Description of Services
Kenbright Holdings is a financial services group operating across East Africa. Through our subsidiaries and affiliates, we provide a range of services including:
- Insurance Brokerage: Corporate and individual insurance placement, including motor, health, travel, property and liability cover.
- Reinsurance Brokerage: Reinsurance placement and advisory services for insurance companies across the region.
- Actuarial and Advisory Services: Actuarial valuations, risk assessments, financial modelling and consulting for insurers, pension funds and corporate clients.
- Retirement and Pension Administration: Pension scheme administration, retirement benefits consulting and fund management advisory.
- Investment Consulting: Investment advisory, portfolio management guidance and wealth management services.
- InsureTech: Digital insurance solutions and technology-driven products to simplify insurance access and claims processing.
Our website provides information about these services, allows you to request quotes and facilitates contact with our team. The specific terms of any service engagement will be governed by separate agreements between you and the relevant Kenbright entity.
Use of Website
Permitted uses
You may use our website for lawful purposes only, including browsing information about our services, requesting quotes, contacting our team and accessing resources we make available.
Prohibited conduct
When using our website, you agree not to:
- Use the website in any way that violates applicable laws or regulations, including the laws of Kenya.
- Submit false, misleading or fraudulent information through any form or communication channel.
- Attempt to gain unauthorised access to any part of the website, its servers or any connected systems.
- Introduce viruses, malware, or other harmful code that could damage or disrupt the website.
- Use automated systems (such as bots, scrapers or crawlers) to access, collect or extract data from the website without our prior written consent.
- Reproduce, duplicate, copy, sell, resell or exploit any portion of the website for commercial purposes without our express permission.
- Interfere with or disrupt the website or the servers and networks connected to it.
Intellectual Property
All content on this website — including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations and software — is the property of Kenbright Holdings Limited or its content suppliers and is protected by Kenyan and international intellectual property laws.
The Kenbright name, logo and all related names, logos, product and service names, designs and slogans are trademarks of Kenbright Holdings Limited. You must not use such marks without our prior written permission. All other names, logos, product and service names, designs and slogans on this website are the trademarks of their respective owners.
You may view, download and print pages from the website for your personal, non-commercial use, provided that you do not modify the content and you retain all copyright and other proprietary notices.
Disclaimer of Warranties
The information provided on this website is for general informational purposes only and does not constitute insurance advice, financial advice, actuarial advice or any other form of professional advice. You should consult qualified professionals before making any decisions based on information obtained from this website.
While we strive to keep the information on our website accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the website or the information, products, services or related graphics contained on the website for any purpose.
Insurance quotes, premium estimates and any indicative figures displayed on or obtained through this website are subject to change and do not constitute a binding offer or guarantee of coverage. Final terms, premiums and conditions are determined by the relevant insurer or underwriter.
Limitation of Liability
To the fullest extent permitted by the laws of Kenya, Kenbright Holdings Limited, its subsidiaries, affiliates, directors, officers, employees, agents and partners shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages arising out of or in connection with:
- Your use of or inability to use the website.
- Any errors, omissions or inaccuracies in the content on the website.
- Any unauthorised access to or use of our servers or any personal information stored therein.
- Any interruption or cessation of transmission to or from the website.
- Any bugs, viruses, trojan horses or similar harmful components transmitted through the website by any third party.
This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability or any other basis, even if Kenbright has been advised of the possibility of such damage.
Third-Party Links and Services
Our website may contain links to third-party websites, applications or services that are not owned or controlled by Kenbright. These may include external insurance quote providers, partner websites and social media platforms.
We have no control over, and assume no responsibility for, the content, privacy policies or practices of any third-party websites or services. You acknowledge and agree that Kenbright shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such third-party websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party website or service that you visit.
Privacy
Your use of our website is also governed by our Privacy Policy, which describes how we collect, use, store and protect your personal data in accordance with Kenya’s Data Protection Act, 2019. Please review our Privacy Policy to understand our practices regarding your personal information.
By using our website, you consent to the collection and use of information as described in our Privacy Policy.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya, without regard to its conflict of law provisions.
Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity or termination, shall be subject to the exclusive jurisdiction of the courts of Kenya.
If any provision of these Terms is held to be unenforceable or invalid, such provision shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions shall continue in full force and effect.
Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will make reasonable efforts to provide notice prior to any new terms taking effect, such as posting the updated Terms on our website with a revised “last updated” date.
Your continued use of the website after any changes to these Terms constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically for any updates.
Contact Us
If you have any questions about these Terms of Service, please contact us: