Kenbright Retirement Solutions
Plan Today, Enjoy Tomorrow
Kenbright Insurance Brokers is licensed by the Retirement Benefits Authority (RBA) and is authorized to administer pension schemes within the Republic of Kenya. Kenbright ensures the secure and efficient management of retirement benefits, guaranteeing reliability and trustworthiness in all operations. The division offers a comprehensive range of pension administration services, including:
Pension Administration
- ■Contribution Management
- ■Benefits Administration
- ■Records Keeping
- ■Member Statements
Fund Accounting
- ■Management accounts
- ■Payment of statutory payments
- ■Check and reconcile reports from investment managers and custodian
Consulting
- ■Facilitation of Board of Trustees Meetings
- ■Secretariat and Governance Support to the BoT
- ■Member Education and Communication
- ■Regulatory and Scheme Compliance Oversight
- ■Retirement Planning and Pre-Retirement Training
Robust IT System
To promote efficiency and accessibility across stakeholders, we provide a robust multi-portal online platform. This includes a Member Portal where members can easily view their current statements in real time, a Sponsor Portal through which employers can remit monthly contributions and initiate payment requests, and a Trustee Portal that facilitates timely review and approval workflows.
We also maintain a centralized document and template repository, ensuring that all essential documents, forms, and standardized templates are securely stored and easily accessible to the administration team for consistent and efficient operations. All organizational data is securely backed up through Amazon Cloud Storage, offering redundancy and reliable disaster recovery.
Access Your Member Portal
View your current statements, track contributions, and manage your retirement benefits in real time.
Our In-house Products
Kenbright Umbrella Retirement Benefits Scheme (KURBS)
The KURBS scheme is sponsored by Kenbright Holdings Limited while the corporate trustees are ICEA Trustee Services Limited. The service providers to the scheme are shown below:
Custodian
- Offers safekeeping of assets
- Receives contributions, interest, dividends and income
- Settles payment
Administrator
- Carries out day to day operation of the scheme i.e., receipt of contributions, processing withdrawals and expenses
- Prepares financial management accounts for the trustees
Fund Manager
- Advises the trustees on investment options
- Design and implement investment strategies aligned with the scheme's objectives
- Identify and mitigate financial risks
- Provides regular reports to trustees and scheme members
- Maintains transparency and accountability in all investment
- Decides how to distribute pension assets across various investment classes
Corporate Trustee
- Oversees day to day management of the scheme
Kenbright Individual Provident Fund (KIPF)
The KIPF scheme is sponsored by Kenbright Holdings Limited while the corporate trustees are ICEA Trustee Services Limited. KIPF is ideal for individuals who are in between jobs, people who have left their pensions with a former employer, informal sector, gig economy, and SMEs with less than 20 people.
Custodian
- Offers safekeeping of assets
- Receives contributions, interest, dividends and income
- Settles payment
Administrator
- Carries out day to day operation of the scheme i.e., receipt of contributions, processing withdrawals and expenses
- Prepares financial management accounts for the trustees
Fund Manager
- Advises the trustees on investment options
- Design and implement investment strategies aligned with the scheme's objectives
- Identify and mitigate financial risks
- Provides regular reports to trustees and scheme members
- Maintains transparency and accountability in all investment
- Decides how to distribute pension assets across various investment classes
Corporate Trustee
- Oversees day to day management of the scheme
Kenbright Income Drawdown Fund (Kenbright IDD)
Kenbright Income Drawdown Fund is an RBA-approved Retirement Benefits Scheme that allows you to receive regular payments from your pension while keeping the remaining balance invested for continued growth. Instead of converting your entire retirement savings into a fixed annuity, KIDF gives you structured income and investment growth working together.
Custodian
- Offers safekeeping of assets
- Receives contributions, interest, dividends and income
- Settles payment
Administrator
- Carries out day to day operation of the scheme i.e., receipt of contributions, processing withdrawals and expenses
- Prepares financial management accounts for the trustees
Fund Manager
- Advises the trustees on investment options
- Design and implement investment strategies aligned with the scheme's objectives
- Identify and mitigate financial risks
- Provides regular reports to trustees and scheme members
- Maintains transparency and accountability in all investment
- Decides how to distribute pension assets across various investment classes
Corporate Trustee
- Oversees day to day management of the scheme
How it Works
Custodian receives contributions
The custodian receives and safely holds all contributions made to the scheme.
Fund manager invests the contribution on behalf of the trustees
Contributions are strategically invested to maximize returns aligned with scheme objectives.
Administrator keeps records and allocates interest on member statements
Detailed records are maintained and investment returns allocated to member accounts.
The member initiates payment from the member portal
Members can request benefit payments through the self-service member portal.
Custodian receives contributions
The custodian receives and safely holds all contributions made to the scheme.
Fund manager invests the contribution on behalf of the trustees
Contributions are strategically invested to maximize returns aligned with scheme objectives.
Administrator keeps records and allocates interest on member statements
Detailed records are maintained and investment returns allocated to member accounts.
The member initiates payment from the member portal
Members can request benefit payments through the self-service member portal.
The payment of benefits takes a maximum of 14 days from the day of application.
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